90 lines
2.9 KiB
Go
90 lines
2.9 KiB
Go
package verifyDun
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import (
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"encoding/json"
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"errors"
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"io"
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"net/http"
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"net/url"
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"strconv"
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"strings"
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"time"
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)
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// 请求返回值
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type bankCardResultResponseData struct {
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Code int `json:"code"` // 接口调用状态。200：正常；其它值：调用出错
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Msg string `json:"msg"` // 结果说明。如果接口调用出错，那么返回错误描述。成功则返回 ok
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Result bankCardResult `json:"result"` // 接口返回结果，各个接口自定义，数据结构参考具体文档说明
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}
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type bankCardResult struct {
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Status int `json:"status"` // 认证结果，1-通过 2-不通过（原因见reasonType) 0-待定
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ReasonType int `json:"reasonType"` // 原因详情
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TaskId string `json:"taskId"` // 本次请求数据标识，可以根据该标识在控制台进行数据查询
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IsPayed int `json:"isPayed"` // 本次请求是否收费标识，1代表收费，0代表不收费
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}
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// CheckBankCard 银行卡三/四要素认证
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func CheckBankCard(name, bankCardNo, idCardNo string) (bool, error) {
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formData := url.Values{}
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formData.Set("name", name)
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formData.Set("bankCardNo", bankCardNo)
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formData.Set("idCardNo", idCardNo)
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formData.Set("secretId", secretId)
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formData.Set("businessId", "3cb726bd85104161b25613153c4fba7c")
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formData.Set("version", "v1")
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formData.Set("timestamp", strconv.FormatInt(time.Now().UnixNano()/1000000, 10))
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formData.Set("nonce", string(make([]byte, 32)))
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formData.Set("signature", GenSignature(formData))
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resp, err := http.Post(apiUrl+"/"+version+"/bankcard/check", "application/x-www-form-urlencoded", strings.NewReader(formData.Encode()))
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if err != nil {
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return false, errors.New("调用API接口失败:" + err.Error())
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}
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defer func(Body io.ReadCloser) {
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_ = Body.Close()
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}(resp.Body)
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body, err := io.ReadAll(resp.Body)
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if err != nil {
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return false, err
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}
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var responseData idCardResponseData
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err = json.Unmarshal(body, &responseData)
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if err != nil {
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// json解析失败
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return false, err
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}
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if responseData.Code != 200 {
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if responseData.Msg != "" {
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return false, errors.New(responseData.Msg)
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} else {
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return false, errors.New("身份证认证失败")
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}
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}
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if responseData.Result.Status == 2 {
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if responseData.Result.ReasonType == 2 {
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return false, errors.New("持卡人信息与输入信息不一致")
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} else if responseData.Result.ReasonType == 3 {
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return false, errors.New("查无此银行卡")
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} else if responseData.Result.ReasonType == 4 {
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return false, errors.New("查无此身份证")
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} else if responseData.Result.ReasonType == 5 {
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return false, errors.New("手机号码格式不正确")
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} else if responseData.Result.ReasonType == 6 {
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return false, errors.New("银行卡号不正确")
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} else if responseData.Result.ReasonType == 7 {
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return false, errors.New("其他出错，请联系客服")
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} else {
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return false, errors.New("银行卡认证失败")
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}
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}
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return true, nil
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}
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