85 lines
2.4 KiB
PHP
85 lines
2.4 KiB
PHP
<?php
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namespace Extend\VerifyDun;
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use App\Exception\BusinessException;
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use GuzzleHttp\Exception\GuzzleException;
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/**
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* 银行卡三/四要素认证
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*/
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class BankCard extends Base
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{
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/**
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* @param array $params
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* @return string
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* @throws GuzzleException
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*/
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public function checkBankCard(array $params): string
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{
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try {
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// 组合请求地址
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$api_url = $this->api_url . $this->version . '/bankcard/check';
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$this->params['businessId'] = "3cb726bd85104161b25613153c4fba7c";
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$this->params = array_merge($this->params,$params);
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// 获取签名
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$this->params['signature'] = $this->gen_signature();
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$this->options["form_params"] = $this->params;
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$result = $this->httpRuest->postRequest($api_url,$this->options);
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if (empty($result)){
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return "银行卡认证失败";
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}
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if ($result['code'] != "200"){
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throw new BusinessException("银行卡认证失败");
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}
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if (empty($result['result'])){
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return "银行卡认证失败";
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}
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// 处理不通过情况
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if ($result['result']['status'] == 2){
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switch ($result['result']['reasonType']) {
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case 2:
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return "持卡人信息与输入信息不一致";
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break;
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case 3:
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return "查无此银行卡";
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break;
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case 4:
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return "查无此身份证";
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break;
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case 5:
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return "手机号码格式不正确";
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break;
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case 6:
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return "银行卡号不正确";
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break;
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case 7:
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return "其他出错，请联系客服";
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break;
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default:
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return "银行卡认证失败";
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break;
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}
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}
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// 处理status为其他情况
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if ($result['result']['status'] != 1){
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return "身份证认证失败";
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}
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return "";
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} catch (\Exception $e) {
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throw new BusinessException($e->getMessage());
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}
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}
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} |