diff --git a/app/Services/UserDoctorService.php b/app/Services/UserDoctorService.php
index 5596271..b28f075 100644
--- a/app/Services/UserDoctorService.php
+++ b/app/Services/UserDoctorService.php
@@ -281,16 +281,19 @@ class UserDoctorService extends BaseService
         // 处理银行卡掩码
         $bank_card_code_mask = Mask::maskBankCard($bank_card_code);
 
-        // 验证银行卡
-        $BankCard = new BankCard();
+        $app_env = config('app_env','dev');
+        if ($app_env != "dev"){
+            // 验证银行卡
+            $BankCard = new BankCard();
 
-        $params = array();
-        $params['bankCardNo'] = $bank_card_code;
-        $params['name'] = $user_doctor_info['card_name'];
-        $params['idCardNo'] = $user_doctor_info['card_num'];
-        $res = $BankCard->checkBankCard($params);
-        if (!empty($res)){
-            return fail(HttpEnumCode::HTTP_ERROR,$res);
+            $params = array();
+            $params['bankCardNo'] = $bank_card_code;
+            $params['name'] = $user_doctor_info['card_name'];
+            $params['idCardNo'] = $user_doctor_info['card_num'];
+            $res = $BankCard->checkBankCard($params);
+            if (!empty($res)){
+                return fail(HttpEnumCode::HTTP_ERROR,$res);
+            }
         }
 
         Db::beginTransaction();
diff --git a/config/config.php b/config/config.php
index 3197055..abed1e8 100644
--- a/config/config.php
+++ b/config/config.php
@@ -11,6 +11,7 @@ declare(strict_types=1);
  */
 use Hyperf\Contract\StdoutLoggerInterface;
 use Psr\Log\LogLevel;
+use function Hyperf\Support\env;
 
 return [
     'app_name' => env('APP_NAME', 'gdxz'),