diff --git a/api/responses/userDoctorResponse/userDoctor.go b/api/responses/userDoctorResponse/userDoctor.go
index 2abf9d6..da9fb18 100644
--- a/api/responses/userDoctorResponse/userDoctor.go
+++ b/api/responses/userDoctorResponse/userDoctor.go
@@ -89,7 +89,7 @@ type GetUserDoctor struct {
 	Hospital                    *hospitalResponse.Hospital                 `json:"hospital"`                       // 医院
 	UserDoctorInfo              *userDoctorInfoResponse.UserDoctorInfo     `json:"user_doctor_info"`               // 医生详情
 	DoctorExpertise             []*doctorExpertiseResponse.DoctorExpertise `json:"doctor_expertise"`               // 医生专长
-	DoctorBankCard              *doctorBankCardResponse.DoctorBankCard     `json:"doctor_bank_card"`               // 医生银行卡
+	DoctorBankCard              doctorBankCardResponse.DoctorBankCard      `json:"doctor_bank_card"`               // 医生银行卡
 }
 
 // getUserDoctorPendingPage 身份审核-获取医生列表-分页
diff --git a/api/service/userDoctor.go b/api/service/userDoctor.go
index 6d5e054..c1dedbe 100644
--- a/api/service/userDoctor.go
+++ b/api/service/userDoctor.go
@@ -1115,15 +1115,16 @@ func (r *UserDoctorService) GetUserDoctorExpertiseByDoctorId(doctorId int64) ([]
 }
 
 // GetUserDoctorBankByDoctorId 获取医生银行卡
-func (r *UserDoctorService) GetUserDoctorBankByDoctorId(doctorId int64) (*doctorBankCardResponse.DoctorBankCard, error) {
+func (r *UserDoctorService) GetUserDoctorBankByDoctorId(doctorId int64) (doctorBankCardResponse.DoctorBankCard, error) {
+	var doctorExpertisesResponse doctorBankCardResponse.DoctorBankCard
 	// 获取医生银行卡
 	doctorBankCardDao := dao.DoctorBankCardDao{}
 	doctorBankCard, err := doctorBankCardDao.GetDoctorBankCardByDoctorId(doctorId)
 	if err != nil && doctorBankCard == nil {
-		return nil, nil
+		return doctorExpertisesResponse, nil
 	}
 
-	doctorExpertisesResponse := &doctorBankCardResponse.DoctorBankCard{
+	doctorExpertisesResponse = doctorBankCardResponse.DoctorBankCard{
 		BankCardId:       strconv.FormatInt(doctorBankCard.BankCardId, 10),
 		DoctorId:         strconv.FormatInt(doctorBankCard.DoctorId, 10),
 		BankId:           strconv.FormatInt(doctorBankCard.BankId, 10),
@@ -1691,7 +1692,6 @@ func (r *UserDoctorService) PutMulti(doctorId int64, req requests.PutMulti) (boo
 	if req.MultiPointStatus == 1 {
 		userDoctorData["multi_point_status"] = 1
 		userDoctorData["multi_point_fail_reason"] = ""
-
 	}
 
 	// 修改医生数据