修改多点状态修改

extend/verifyDun/bankCard.go

@@ -1,5 +1,16 @@
 package verifyDun
 
+import (
+	"encoding/json"
+	"errors"
+	"io"
+	"net/http"
+	"net/url"
+	"strconv"
+	"strings"
+	"time"
+)
+
 // 请求返回值
 type bankCardResultResponseData struct {
 	Code   int            `json:"code"`   // 接口调用状态。200：正常；其它值：调用出错
@@ -16,5 +27,63 @@ type bankCardResult struct {
 
 // CheckBankCard 银行卡三/四要素认证
 func CheckBankCard(name, bankCardNo, idCardNo string) (bool, error) {
-	return false, nil
+	formData := url.Values{}
+	formData.Set("name", name)
+	formData.Set("bankCardNo", bankCardNo)
+	formData.Set("idCardNo", idCardNo)
+	formData.Set("secretId", secretId)
+	formData.Set("businessId", "3cb726bd85104161b25613153c4fba7c")
+	formData.Set("version", "v1")
+	formData.Set("timestamp", strconv.FormatInt(time.Now().UnixNano()/1000000, 10))
+	formData.Set("nonce", string(make([]byte, 32)))
+	formData.Set("signature", GenSignature(formData))
+
+	resp, err := http.Post(apiUrl+"/"+version+"/bankcard/check", "application/x-www-form-urlencoded", strings.NewReader(formData.Encode()))
+	if err != nil {
+		return false, errors.New("调用API接口失败:" + err.Error())
+	}
+
+	defer func(Body io.ReadCloser) {
+		_ = Body.Close()
+	}(resp.Body)
+
+	body, err := io.ReadAll(resp.Body)
+	if err != nil {
+		return false, err
+	}
+
+	var responseData idCardResponseData
+	err = json.Unmarshal(body, &responseData)
+	if err != nil {
+		// json解析失败
+		return false, err
+	}
+
+	if responseData.Code != 200 {
+		if responseData.Msg != "" {
+			return false, errors.New(responseData.Msg)
+		} else {
+			return false, errors.New("身份证认证失败")
+		}
+	}
+
+	if responseData.Result.Status == 2 {
+		if responseData.Result.ReasonType == 2 {
+			return false, errors.New("持卡人信息与输入信息不一致")
+		} else if responseData.Result.ReasonType == 3 {
+			return false, errors.New("查无此银行卡")
+		} else if responseData.Result.ReasonType == 4 {
+			return false, errors.New("查无此身份证")
+		} else if responseData.Result.ReasonType == 5 {
+			return false, errors.New("手机号码格式不正确")
+		} else if responseData.Result.ReasonType == 6 {
+			return false, errors.New("银行卡号不正确")
+		} else if responseData.Result.ReasonType == 7 {
+			return false, errors.New("其他出错，请联系客服")
+		} else {
+			return false, errors.New("银行卡认证失败")
+		}
+	}
+
+	return true, nil
 }